Terms of Use Policy of Creative Dream by Design

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Creative Dream By Design (“we,” “us,” or “our”) owns and operates creativedreambydesign.net and any other websites that link to these Terms of Use (individually, a “Site” and collectively, the “Sites”).

Through the Sites, Creative Dream By Design provides information, resources, products, programs, and services related to creative development, education, and business opportunities (each a “Service” and collectively, the “Services”). References to the “Sites” include all related Services.

Creative Dream By Design reserves the right, at its sole discretion, to change, suspend, modify, or discontinue all or any part of the Sites or Services at any time, with or without notice. We are not liable if any part of a Site is unavailable at any time or for any period. We also reserve the right to restrict, suspend, or terminate access to any user for any reason. Creative Dream By Design is under no obligation to update or correct any information or content on the Sites.

These Terms of Use, together with any additional terms incorporated by reference (collectively, the “Terms of Use”), constitute a legally binding agreement between Creative Dream By Design and individuals who access or use the Sites (“users,” “you,” or “your”).

The Terms of Use govern your access to and use of the Sites and Services. Subject to your continued compliance with these Terms, Creative Dream By Design grants you a limited, non-exclusive, non-transferable, and revocable right to access and use the Sites solely for their intended purposes.

If you access or use the Sites on behalf of a business or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms. In such cases, “you” refers to both the individual user and the entity.

By accessing or using the Sites, you represent and warrant that:

• You are at least 18 years of age, and
   
• You have the legal capacity to enter into a binding agreement
   

Creative Dream By Design may now or in the future offer multiple platforms, tools, or systems through the Sites (collectively, the “Creative Dream By Design Platforms”) to provide access to Services.

Use of certain Platforms may be subject to additional terms, conditions, guidelines, or policies, which will be presented to you at the time of use or made available on the Sites. By using any Platform, you agree to comply with all applicable additional terms.

Certain Services may be offered free of charge, while others may require payment. Creative Dream By Design reserves the right to modify, discontinue, or change pricing, fees, or availability of any Service at any time without notice.

All purchases are subject to our Non-Refundable Purchase Policy, which is incorporated into these Terms by reference.

All content available on the Sites and through the Services—including but not limited to text, graphics, logos, designs, videos, downloads, templates, programs, educational materials, and branding—is owned by or licensed to Creative Dream By Design and is protected by applicable copyright, trademark, and intellectual property laws.

You are granted a limited, personal, non-exclusive, non-transferable license to access and use the content solely for your own personal or internal business use, in accordance with these Terms of Use.

You may not:

• Copy, reproduce, distribute, resell, sublicense, or exploit any content
   
• Share purchased or provided materials with third parties
   
• Use any content for commercial purposes without prior written consent
   
• Remove or alter copyright, trademark, or proprietary notices
   

Any unauthorized use of our intellectual property may result in termination of access and legal action.

You agree not to use the Sites or Services in any way that is unlawful, harmful, misleading, or inconsistent with these Terms. Prohibited activities include, but are not limited to:

• Violating any applicable laws or regulations
   
• Misrepresenting your identity or affiliation
   
• Sharing false, deceptive, or misleading information
   
• Attempting to gain unauthorized access to systems or data
   
• Distributing malware, spam, or harmful content
   
• Copying, sharing, or redistributing proprietary materials
   
• Using the Services in a way that interferes with or disrupts the Sites
   

Creative Dream By Design reserves the right to suspend or terminate access to the Sites or Services if prohibited conduct is suspected or identified.

All content, products, programs, and Services provided by Creative Dream By Design or any business affiliate also associated or purchased thru the site are for educational and informational purposes only.

We do not guarantee specific results, earnings, outcomes, or levels of success. Any examples, testimonials, or references to potential results are not promises or guarantees and should not be interpreted as such.

Your success depends on many factors, including your effort, experience, consistency, and external circumstances beyond our control. By using our Services, you acknowledge that you are solely responsible for your decisions, actions, and results.

Nothing on the Sites constitutes financial, legal, or professional advice.

To the fullest extent permitted by law, Creative Dream By Design shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to your use of—or inability to use—the Sites or Services.

This includes, without limitation, damages for loss of profits, revenue, data, business opportunities, or goodwill, even if we have been advised of the possibility of such damages.

Your sole remedy for dissatisfaction with the Sites or Services is to discontinue use.

These Terms of Use incorporate and should be read in conjunction with our:

• Privacy Policy
   
• Non-Refundable Purchase Policy
   

By using the Sites or purchasing any Services, you agree to all applicable policies.

See the Third-Party Policies for further disclaimers.